Your homeowner’s insurance policy almost certainly doesn’t cover floods

a flooded street

But you can buy a separate flood insurance policy – a step experts are urging people to take as floods get more extreme and common, even outside of high-risk flood zones.

The post Your homeowner’s insurance policy almost certainly doesn’t cover floods appeared first on Yale Climate Connections.

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https://yaleclimateconnections.org/2025/10/your-homeowners-insurance-policy-almost-certainly-doesnt-cover-floods/